These Terms of Use govern your access to www.OnKap.com and related services provided by [LEGAL ENTITY NAME] d/b/a OnKap Financial. By using the site, submitting a qualification request, or applying for funding, you agree to these terms.
OnKap is a commercial funding brokerage. We are not a lender, bank, or credit union, and we do not make credit decisions. We collect information about your business and present it to third-party funding providers who independently decide whether to extend offers and on what terms. Any funding agreement is between your business and the funding provider.
Submitting a qualification or application does not constitute approval and does not guarantee that any offer will be made. Available amounts, pricing, and terms depend on underwriting and lender approval and may differ from any amounts discussed or requested. Statements on this site describe potential funding paths, not commitments.
The products discussed on this site are commercial financing products intended solely for business purposes, not for personal, family, or household use.
You represent that the information and documents you submit are true, complete, and current, that you are authorized to act for the business identified, and that you will promptly correct any inaccuracies. Submitting falsified documents or information may result in refusal of service and may be reported where required by law.
By providing contact information and checking the consent box, you authorize OnKap to contact you by phone, text message, and email, including through automated technology, regarding your request. Consent to marketing messages is not a condition of receiving services. See our SMS Terms and E-Communications Consent.
The site and its content are owned by OnKap or its licensors. You may not scrape, copy, reverse engineer, interfere with, or misuse the site, and you may not submit information about a business without authority to do so.
The site is provided "as is" without warranties of any kind. Nothing on this site is legal, tax, accounting, or financial advice. To the maximum extent permitted by law, OnKap's aggregate liability arising out of your use of the site or services will not exceed one hundred dollars ($100). Some jurisdictions do not allow certain limitations, so parts of this section may not apply to you.
You agree to indemnify OnKap against claims arising from your breach of these terms or your submission of inaccurate or unauthorized information.
These terms are governed by the laws of the State of [GOVERNING LAW STATE], without regard to conflict-of-law rules. [DISPUTE RESOLUTION / ARBITRATION CLAUSE TO BE COMPLETED WITH COUNSEL.]
We may modify these terms by posting an updated version. Continued use after changes means acceptance. Contact: [LEGAL EMAIL], 888-456-0621, [BUSINESS ADDRESS].